Privacy Policy

 

Last Updated: February 27, 2024

This Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

 

We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy. 

 

Personal Data Collection:

REVIVE Repair may gather personal data, including your full name, birth date, previous and current addresses, and other pertinent details necessary for credit restoration and repair. Additionally, we may collect anonymous demographic information, such as state, age, or city, which is not unique to you. Further data collection, both non-personal and personal, may occur in the future, including browser type, IP address, domain name, referring website address, and access time.

 

Utilization of Personal Data:

We utilize your personal information to submit your case to relevant creditors, credit bureaus, courts, and other essential third-party credit organizations, ensuring secure resolution of credit report matters. Paperwork containing client information is securely mailed via USPS, with submission solely conducted by our partnering company, not staff members or employees. Information such as domain name, IP address, browser type, and access time is vital for the operation of our credit repair service, aiding in maintaining service quality and accessing pertinent usage statistics for REVIVE Credit Repair.

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Personal Data Usage for the Following Purposes:

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- Providing and maintaining our Service, including monitoring its usage.

- Managing Your Account: this involves overseeing your registration as a user of the Service, granting access to various functionalities available to registered users.

- Performance of a contract: developing, complying with, and executing purchase contracts for products, items, or services you have procured, or any other contract with us through the Service.

- Contacting You: reaching out via email, telephone calls, SMS, or other electronic communication forms, such as push notifications from mobile applications, regarding updates, informative communications related to functionalities, products, or contracted services, including security updates, when necessary or reasonable for implementation.

- Providing news, special offers, and general information about other goods, services, and events similar to those you have purchased or inquired about, unless you have opted not to receive such information.

- Managing Your requests: attending to and managing Your requests to Us.

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Retention of Your Personal Data:

 

The Company will retain Your Personal Data only for as long as necessary for the purposes outlined in this Privacy Policy. We will retain and use Your Personal Data to the extent required to comply with legal obligations, resolve disputes, and enforce legal agreements and policies.

 

The Company will also retain Usage Data for internal analysis purposes. Usage Data is typically retained for a shorter duration, unless it is used to enhance security, improve Service functionality, or legally required to be retained for longer periods.

 

Transfer of Your Personal Data:

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Your information, including Personal Data, is processed at the Company's operating offices and any other locations involved in the processing. This means your information may be transferred to computers located outside your jurisdiction, where data protection laws may differ.

 

Your consent to this Privacy Policy, followed by your submission of such information, signifies Your agreement to the transfer. The Company will take all necessary steps to ensure Your data is treated securely and in accordance with this Privacy Policy. No transfer of Your Personal Data will occur to an organization or country without adequate controls in place to safeguard Your data and personal information.

 

Disclosure of Your Personal Data:

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- Business Transactions: In the event of a merger, acquisition, or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.

- Law enforcement: Under certain circumstances, the Company may be compelled to disclose Your Personal Data if required by law or in response to valid requests by public authorities (e.g., court or government agency).

- Other legal requirements: The Company may disclose Your Personal Data in good faith belief that such action is necessary to comply with a legal obligation, protect and defend the rights or property of the Company, prevent or investigate possible wrongdoing in connection with the Service, protect the personal safety of Users of the Service or the public, or protect against legal liability.

 

Other Legal Requirements:

The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:

• Comply with a legal obligation

• Protect and defend the rights or property of the Company

• Prevent or investigate possible wrongdoing in connection with the Service

• Protect the personal safety of Users of the Service or the public

• Protect against legal liability

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Tracking Technologies and Cookies:

We employ Cookies and similar tracking technologies to monitor activity on our Service and store specific information. These technologies, including beacons, tags, and scripts, aid in collecting and tracking data to enhance and analyze our Service. The technologies utilized may encompass:

- Cookies or Browser Cookies: Small files placed on your device. You can configure your browser to reject all Cookies or to notify you when a Cookie is sent. However, refusal may limit certain aspects of our Service. If your browser settings do not reject Cookies, our Service may utilize them.

- Flash Cookies: Certain features of our Service may use local stored objects (Flash Cookies) to collect and store information about your preferences or activity on our Service. These are not managed through the same settings as Browser Cookies. For details on deleting Flash Cookies, refer to Adobe's guidelines.

- Web Beacons: Some sections of our Service and emails may contain small electronic files known as web beacons (or clear gifs, pixel tags, and single-pixel gifs). These enable us to track user visits, email openings, and other website statistics.

Cookies can be categorized as "Persistent" or "Session" Cookies. Persistent Cookies remain on your device when offline, while Session Cookies are deleted upon closing your browser. Learn more about cookies: Use of Cookies by Free Privacy Policy.

We use both Session and Persistent Cookies for the following purposes:

Necessary / Essential Cookies

Type: Session Cookies

Administered by: Us

Purpose: Essential for providing services available through the Website and enabling certain features. They help authenticate users and prevent fraudulent use of accounts.

Cookies Policy / Notice Acceptance Cookies

Type: Persistent Cookies

Administered by: Us

Purpose: Identify whether users have accepted the use of cookies on the Website.

Functionality Cookies

Type: Persistent Cookies

Administered by: Us

Purpose: Remember user choices on the Website, such as login details or language preference, to enhance the browsing experience.

For more information about the cookies we use and your choices regarding cookies, please refer to our Cookies Policy or the Cookies section of our Privacy Policy.

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How is Your Information Safeguarded?

We employ various security measures to uphold the security of your personal information when you input, submit, or access it. We utilize a secure server and employ Secure Socket Layer (SSL) technology to encrypt all sensitive/credit information transmitted to our payment gateway providers' database. Access to this information is restricted to authorized personnel with special access rights, who are obligated to maintain confidentiality. Additionally, we adhere to our record retention guidelines when managing your non-public personal information.

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Use of Cookies:

Yes, we utilize cookies, which are small files transferred to your computer's hard drive via your web browser (if permitted), allowing our systems to recognize your browser and capture certain information to enhance your experience on future visits.

 

Do we disclose information to third parties?

We do not sell, trade, or transfer any personally identifiable information to external parties. However, trusted third parties assisting in website operation, business conduct, or customer service may have access to this information under confidentiality agreements. We may disclose your information when required by law, to enforce site policies, or to protect our or others' rights, property, or safety. Non-personally identifiable visitor information may be shared with third parties for marketing, advertising, or other purposes.

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You have the right to make the following requests up to two times within a 12-month period:

• The types of personal information we've collected about you in the past year.

• The sources from which we gather personal information.

• The business purpose behind collecting or selling personal information.

• The categories of third parties with whom we share personal information.

• The specific personal information collected about you in the past year.

• The categories of personal information sold about you and the parties to whom it was sold, or confirmation of no personal information sold.

• The categories of personal information disclosed about you for business purposes, or confirmation of no personal information disclosed.

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You possess the following rights:

1. The right to know:

   a. The types of personal information we collect about you.

   b. The sources from which we collect personal information.

   c. The business or commercial purpose behind collecting, selling, or sharing personal information.

   d. The categories of third parties to whom we disclose personal information.

   e. The specific pieces of personal information collected about you.

2. The right to correct inaccurate personal information.

3. The right to request deletion of personal information, subject to exceptions including matters governed by the Gramm-Leach-Bliley Act (GLBA) or legal obligations.

4. The right to opt-out of the sale or sharing of personal information with third parties, if applicable, and the right to know the categories of parties to whom it was disclosed for business purposes.

5. The right not to face discrimination for exercising any of these rights.

To exercise these rights or for inquiries about our privacy policies or practices, you can:

- Submit the Data Requests form (for data privacy rights only) by calling: 1-385-450-5959.

Upon making any of the above data requests, we will typically provide the requested information within 45 days. If more time is needed, we will notify you within the initial 45 days and may take up to an additional 45 days to fulfill your request.

You may designate an agent to make a request under these rights on your behalf by completing a notarized Agent Authorization Form and submitting it with your Data Request web form or mailing it to us at REVIVE Credit Repair, Data Requests, P.O. Box 153, Spanish Fork, UT 84660.

Exercising your rights will not result in discrimination, including denial of services. However, if you request deletion of your personal information, we may be unable to continue providing service, as our services depend on that information.

Please note that REVIVE Credit Repair, as a provider of credit counseling services, is subject to obligations under the GLBA, which govern relevant privacy matters, including definitions such as "nonpublic personal information" or "personally identifiable financial information." These GLBA definitions take precedence over CCPA definitions for matters involving services provided by REVIVE Credit Repair, its service providers, or agents.

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Links to Third Party Sites:

Our Service might include links to external websites not under our operation. Clicking on such third-party links will redirect you to their respective sites. We recommend thoroughly reviewing the Privacy Policy of any site you visit. We do not have control over, and do not take responsibility for, the content, privacy policies, or practices of any third-party sites or services.

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Disclaimer for Website Access or Use:

REVIVE Credit Repair shall not be held liable for any losses incurred by you or others resulting from events beyond its reasonable control. Additionally, REVIVE Credit Repair shall not be held liable for any loss or corruption of data, databases, or software associated by accessing or exercising use of the Website. Furthermore, REVIVE Credit Repair also does not warrant or guarantee that the Website will be free from viruses, worms, Trojan horses, spyware, or other harmful materials, intrusions, or components.

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Additional "As Is" Website Disclaimer:

The Website and its content are provided "AS IS" and "as available," and REVIVE Credit Repair shall not be held liable for any loss or damage incurred by you or anyone else in connection with the Website. This applies regardless of the reason for such loss or damage and regardless of whether it is determined to be incidental, consequential, direct, or indirect, including data loss, software or hardware issues, or corruption.

 

REVIVE Credit Repair explicitly disclaims all representations or warranties, whether express or implied, to the fullest extent permitted by law. This includes but is not limited to any warranties of merchantability or fitness for a particular purpose. Additionally, REVIVE Credit Repair disclaims any warranty of quality, satisfaction, sample, or infringement.

 

Furthermore, REVIVE Credit Repair does not guarantee that you or anyone else will benefit from accessing or using the Website. Positive comments, reviews, and client experiences posted on the Website do not imply any promise, guarantee, or warranty from REVIVE Credit Repair. Individual outcomes may vary depending on various factors.

 

REVIVE Credit Repair, as a Wyoming Limited Liability Company, seeks to limit personal liability for its members, managers, officers, agents, and employees. By accessing and using the Website, you agree not to bring any personal claims against any of these parties.

 

You also agree to indemnify, defend, and hold harmless REVIVE Credit Repair, its members, managers, officers, agents, and employees from any claims, liabilities, damages, losses, expenses, or fees resulting from your breach of the Website Agreement or any misrepresentation, or from anyone using your REVIVE Credit Repair account. REVIVE Credit Repair is entitled to assume exclusive defense and control of any matter covered by this indemnification provision, and you agree to cooperate with REVIVE Credit Repair in such cases.

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In jurisdictions where applicable law does not permit the exclusion or limitation of damages, REVIVE Credit Repair's liability is limited to the fullest extent permitted by law.

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Children’s Privacy:

Our Website and mobile application are designed for individuals aged 18 and above. By using the Website, mobile application, or related services, you affirm that you are at least 18 years old. If you are under 18, you are prohibited from using the Website, mobile application, or related services.We refrain from intentionally gathering Personal Information from individuals under the age of 18. Should we become aware that we have obtained Personal Information from a child under 18, we will promptly take measures to remove such information.

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Privacy Policy Changes:

We retain the right to amend this Privacy Policy at any time. The terms outlined in this privacy statement override all previous notices or policies concerning our privacy practices for this Website. Any alterations will be reflected in this Privacy Policy. We advise you to regularly review our Website to stay informed about our commitment to safeguarding your information and enhancing your online experience with improved content. Should there be any significant changes to the policy, we will update this Privacy Policy to inform you about the information we collect, how it is utilized, and any circumstances under which it may be disclosed.

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Ownership & Intelectual Property Rights:

Content of this Website may contain content such as information, architecture, documents, other files, images, and sounds which is protected by law, including but not limited to Intellectual Property Rights (such as patents, trademarks, copyrights, etc.) which are owned or licensed by REVIVE Credit Repair or others and you agree not interfere with, change, or to improperly use such content and such Intellectual Property Rights are fully reserved by their owners.

 

Additional Information:

Depending on your location, you may have additional privacy protections afforded by certain state laws. Before sharing any nonpublic personal information about you, we will adhere to applicable state laws by providing a separate notice outlining those rights.

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California Residents

In accordance with California law, we will not share information we collect about you with companies outside of our corporate family, except as permitted by law, including, for example, with your consent or to service your account. We will limit sharing among our companies to the extent required by California law.

Nevada Residents 

We are providing you this notice under state law. You may be placed on our internal Do Not Call List by contacting us at 1-385-450-5959. Nevada law requires we provide the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: 702.486.3132; email: aginfo@ag.nv.gov or mycreditrevived.com 733 N 550 W Mapleton, UT 84664, Phone number: 1-385-450-5959.

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Contact:

If you have any questions or concerns, please contact us:

Email: info@mycreditrevived.com

Phone: 1-385-450-5959

Website: https://www.mycreditrevived.com